Collection Law Services

Effective Collection Law Services

Collection law is essential for businesses and individuals seeking to recover unpaid debts while adhering to legal and ethical standards. At Austgen Kuiper Jasaitis P.C., we specialize in navigating the complexities of debt collection, ensuring compliance with consumer protection regulations, and focusing on effective recovery strategies. Our comprehensive legal services are designed to assist creditors in recovering owed amounts while safeguarding their rights.

Various Collection Law Services We Offer

• Debt Collection: We represent creditors in the legal process of recovering unpaid debts, working with individuals, businesses, and financial institutions to implement effective collection strategies.
• Enforcement of Judgments: Our firm assists creditors in enforcing court judgments through various means, such as identifying and seizing assets, garnishing wages, and placing liens on properties.
• Secured vs. Unsecured Debt: We provide guidance on the legal distinctions between secured debts, which are backed by collateral (e.g., mortgages, auto loans), and unsecured debts (e.g., credit card debts, medical bills), helping clients understand their rights and obligations in both scenarios.
• Fair Debt Collection Practices Act (FDCPA) Compliance: We ensure that all debt collection activities comply with federal regulations designed to protect consumers from abusive or unfair practices, maintaining ethical standards in our approach.
• Negotiation & Settlements: Our attorneys engage in negotiations with debtors to reach settlements, creating payment plans or negotiating reduced amounts owed, ultimately aiming to avoid costly litigation.
• Debt Litigation: We represent creditors or debtors in court during disputes over debts, including lawsuits to recover unpaid amounts or defend against collection actions, providing strong advocacy throughout the litigation process.
• Bankruptcy Law Interaction: Our team advises clients on how a debtor’s bankruptcy filing may impact collection efforts, including understanding the automatic stay and the priority of creditor claims in bankruptcy proceedings.
• Replevin & Foreclosure: We handle legal actions for reclaiming collateral, such as initiating foreclosure on homes or repossessing vehicles when secured debts are unpaid, ensuring compliance with applicable laws.
• Asset Investigation: Our firm conducts thorough investigations to locate debtor assets, including bank accounts, real estate, and personal property, facilitating the recovery of outstanding debts.
• Consumer Protection Laws: We advise clients on compliance with consumer protection laws that govern collection activities, defending against claims arising under regulations such as the Telephone Consumer Protection Act (TCPA) and state-specific laws.

Contact Us Today

By partnering with Austgen Kuiper Jasaitis P.C. for your collection law needs, you can trust that we will approach debt recovery with integrity and a commitment to legal compliance. Our experienced legal team is dedicated to providing tailored solutions that align with your goals while protecting the rights of all parties involved. Whether you are a creditor seeking to recover debts or a debtor facing collection actions, we are here to guide you through the process with expertise and professionalism. Get in touch with us today.